A detailed Guide on Anz Low Rate Credit Card 2023 Customer Rating & Reviews with positive,negative,pros,cons,customer ratings and other cards to choose.
The ANZ Low Rate credit card is a no-frills card that offers a low interest rate and a low annual fee. It is a good option for people who want to avoid paying high interest rates on their purchases.
Anz Low Rate Credit Card Customer Ratings 2023
The ANZ Low Rate credit card has a customer rating of 4.0 out of 5 stars on ProductReview.com.au. Here are some of the positive reviews from customers:
Positive Reviews of ANZ Low Rate credit card
Here are some positive reviews of the ANZ Low Rate credit card in 2023:
“I have been using this card for years and I have never had any problems. The interest rate is low and the annual fee is reasonable. I would definitely recommend this card to anyone looking for a no-frills credit card.”
“I was looking for a credit card with a low interest rate and I found the ANZ Low Rate card. The interest rate is much lower than my old card and the annual fee is also lower. I am very happy with this card.”
“The customer service for this card is excellent. I had a problem with my card and they were able to resolve it quickly and easily. I would definitely recommend this card to anyone.”
Negative Reviews of ANZ Low Rate credit card
Here are some negative reviews of the ANZ Low Rate credit card in 2023:
“The card does not offer any rewards or benefits. If you are looking for a card with travel insurance or points, this is not the card for you.”
“The card charges international transaction fees. If you travel overseas, you will be charged a fee for each purchase you make. This can add up quickly.”
“The card does not have a very high credit limit. If you need a card with a high credit limit, this is not the card for you.”
Overall, the ANZ Low Rate credit card is a good option for people who want to avoid paying high interest rates on their purchases. However, it does not offer any rewards or benefits and it charges international transaction fees. If you are looking for a card with more features, you may want to consider a different card.
Pros /Likes of Anz Low Rate credit card
Low interest rate (20.24% p.a. for purchases and 22.24% p.a. for cash advances)
Low annual fee ($30)
No foreign transaction fees
Good customer service
Cons /DisLikes of Anz Low Rate credit card
No rewards or benefits
Not the lowest interest rate on the market
Does not offer travel insurance
The minimum ANZ credit card limit is $1,000. This means that you will need to have a good credit history in order to be approved for this card.
Anz Credit Card Limits :
Here is the minimum ANZ credit card limit:
ANZ Low Rate:Â $1,000
ANZ Platinum:Â $6,000
ANZ Rewards Black:Â $15,000
ANZ Rewards Platinum:Â $6,000
Additional Details about ANZ Low Rate credit card
Here are some additional details about the ANZ Low Rate credit card:
The interest rate is 20.24% p.a. for purchases and 22.24% p.a. for cash advances.
The annual fee is $30.
The minimum credit limit is $1,000.
The card does not offer any rewards or benefits.
The card does not offer any travel insurance.
Other Credit cards in Australia with Low Interest Rate & No Annual Fee
Here are some other credit cards that you may want to consider if you are looking for a card with a low interest rate and no annual fee:
1. ING Low Rate Credit Card
2. Westpac Zero
3. Bankwest Platinum Low Rate Mastercard
4. Citibank Clear Platinum
5. American Express Essential Card
Read This Also : 8 Best No fee credit cards in Australia 2023 Latest
18 Best Balance Transfer Credit Cards Australia 2023
ANZ Low Rate credit card Final Words
Overall, the ANZ Low Rate credit card has a good customer rating. However, it is important to note that the card does not offer any rewards or benefits, so it may not be the best choice for everyone.
Until then,
Keep Your credit Low !