Australia : List of 8 best No fee credit cards in Australia 2023 with latest updated features,benefits,Interest rates,balance transfer fee and other buying points.
No fee credit cards are a great option for people who want to avoid paying annual fees. These cards typically offer lower rewards than cards with annual fees, but they can still be a good way to build your credit history and earn rewards.
There are a number of no fee credit cards available in Australia, so it is important to compare the different options before you choose one.
Some of the factors you should consider include the rewards offered, the interest rate, and any other fees that may be associated with the card.
Let’s check out the list of No fee credit cards with their good benefits available in australia.
No Annual fee Credit cards Australia 2023 | Low fee Credit Cards
1. Bank Australia Visa Credit Card
This card has no annual fee and offers 1 point per $2 spent on eligible purchases. It also has a low purchase interest rate of 19.74% p.a.
2. Citi Simplicity Card
This card has no annual fee and offers 0.8 points per $1 spent on eligible purchases. It also has a low purchase interest rate of 18.99% p.a.
3. Coles No Annual Fee Mastercard
This card has no annual fee and offers 1 Flybuys point per $2 spent on eligible purchases. It also has a low purchase interest rate of 21.24% p.a.
4. ING Low Rate Mastercard
This card has no annual fee and offers 0.8 points per $1 spent on eligible purchases. It also has a low purchase interest rate of 17.99% p.a.
5. Kogan Money Credit Card
This card has no annual fee and offers 1 Kogan Dollar per $2 spent on eligible purchases. It also has a low purchase interest rate of 21.74% p.a.
6. American Express Essential Credit Card
This card has no annual fee and offers 1 point per $2 spent on eligible purchases. It also offers purchase protection and extended warranty benefits.
7. Bank of Melbourne No Annual Fee Visa Credit Card
This card has no annual fee and offers 1 point per $2 spent on eligible purchases. It also offers purchase protection and extended warranty benefits.
8. Bendigo Bank Ready Credit Card
This card has no annual fee and offers 0.5 points per $1 spent on eligible purchases. It also offers purchase protection and extended warranty benefits.
When choosing a no-fee credit card, it is important to consider the following factors:
Rewards:Â Some no-fee credit cards offer rewards, such as points or miles, for spending.
Interest rate:Â The interest rate is the percentage of interest that you will be charged on your outstanding balance.
Other fees and charges:Â There may be other fees and charges associated with the card, such as late payment fees or foreign transaction fees.
It is also important to make sure that you can afford to repay your balance in full each month. If you do not, you will be charged interest on your outstanding balance.
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Credit Card and related financial products have been designed in such a way to get some money out of it,otherwise,who wants to give free credit to anybody in this world.It’s just a common sense.
We believe not only fee you should check various other factors as well before applying credit cards in australia.
Hope,you will become aware ,that’s our mission .
Until Then !
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