15 Best Money Saving apps in Australia 2023

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By Anki Ch

A detailed Guide on Top 15 Best Money Saving apps in Australia 2023 with their features,promos and deals to avail easily.

In the digital age, technology has revolutionized the way we manage our finances. With smartphones becoming an integral part of our lives, money-saving apps have emerged as powerful tools to help us budget, save, and make the most of our hard-earned money.

If you’re living in Australia in 2023 and looking to bolster your savings, here are 15 top-notch money-saving apps, along with their features, promos, and deals to optimize your financial journey.

15 Best Money Saving Apps to use in Australia for maximum benefits

Raiz App

Saving Features : Round-up investing, referral program, automatic deposits, diversified portfolio, low fees

Promos & Deals : Get a $10 bonus when you sign up and invest $50. Get a $5 bonus when you refer a friend who invests $50.

RAIZ app link

Acorns App

Saving Features : Round-up investing, referral program, automatic deposits, diversified portfolio, low fees

Promos & Deals : Get a $5 bonus when you sign up and invest $5. Get a $5 bonus when you refer a friend who wants to invest.

Spaceship Voyager

Saving Features : Crypto investing, referral program, automatic deposits, diversified portfolio, low fees

Promos & Deals : Get a $10 bonus when you sign up and invest $50. Get a $5 bonus when you refer a friend who invests

Pocketbook App

Saving Features : Budgeting, spending tracking, deal finding, automatic savings, financial insights

Promos & Deals : Pocketbook is free to use. Pocketbook offers a premium subscription that gives you access to additional features, such as the ability to track your investments and create custom reports.

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Goodbudget App

Saving Features : Budgeting, spending tracking, deal finding, automatic savings, financial insights

Promos & Deals : Goodbudget is free to use. Goodbudget offers a premium subscription that gives you access to additional features, such as the ability to track your investments and create custom reports.

WeMoney App

Saving Features : Budgeting, spending tracking, deal finding, automatic savings, financial insights

Promos & Deals : WeMoney is free to use. WeMoney offers a premium subscription that gives you access to additional features, such as the ability to track your investments and create custom reports.

ShopBack App

Saving Features : Cashback, referral program

Promos & Deals : Get a $10 welcome bonus when you sign up and make your first purchase.

Cashrewards App

Saving Features : Cashback, referral program

Promos & Deals : Get a $5 welcome bonus when you sign up and make your first purchase.

Splurge App

Saving Features : Discounted gift cards, referral program

Promos & Deals : Get a $10 welcome bonus when you sign up and make your first purchase.

OzBargain App

Saving Features : Discounts, deals, coupons

Promos & Deals : OzBargain is a website, not an app, but it’s a great resource for finding discounts and deals on everything from groceries to electronics.

Canstar App

Saving Features : Financial product ratings

Promos & Deals : Canstar compares financial products from different providers, so you can find the best deal for you.

MoneyBrilliant App

Saving Features : Budgeting, spending tracking, bill splitting

Promos & Deals : MoneyBrilliant is a free budgeting app that helps you track your spending and create a budget.

Frollo App

Saving Features : Budgeting, spending tracking, bill splitting

Promos & Deals : Frollo is a free budgeting app that helps you track your spending and create a budget.

Trim App

Saving Features : Expense management, bill negotiation

Promos & Deals : Trim is a paid service that helps you manage your expenses and negotiate your bills.

It is difficult to save money now a days,when we have long list of expenses but with these above apps you can maximize your savings,track it and progress your growth along with them.We hope it will help you in any way.Thank you for reading .

Frequently Asked Questions (FAQs)

Are these money-saving apps free to use ?

Most of the apps mentioned in the list are free to download and use. However, some may offer premium features or optional paid subscriptions for additional benefits.

How do cashback apps like ShopBack and Cashrewards work ?

Cashback apps offer money back on qualifying purchases made through their platform. When you shop at partner merchants through the app, you earn a percentage of your purchase amount back as cashback, which can be withdrawn or used for future purchases.

Are there any risks associated with investment apps like Raiz and Acorns ?

Investment apps like Raiz and Acorns involve market-based investments, which inherently carry some level of risk. While these apps aim to diversify your investments for better returns, it’s essential to understand that your capital is not guaranteed, and investment values can fluctuate.

How do loyalty apps like Woolworths Rewards and Coles Flybuys benefit users ?

Loyalty apps like Woolworths Rewards and Coles Flybuys offer rewards and discounts to users based on their spending at respective stores. These rewards can be redeemed for discounts on future purchases, fuel savings, or other exclusive deals

Can I use multiple money-saving apps simultaneously ?

Yes, you can use multiple money-saving apps to maximize your savings and benefits. Combining apps like Honey for online shopping discounts, Pocketbook for budgeting, and ShopBack for cashback can help you save more effectively.

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